Sitting at my desk, sun streaming through the window, wind chimes tinkling in the wind, I glanced up at the clock. Oh no! Lunchtime was looming. I quickly checked my schedule, no lunch dates, phew! Now all I could hear was the rapid beat of my heart. As I sat quietly, I found myself wondering who was going to knock my door. Who was going to pop in and suggest a little lunchtime stroll to the local café, the new bistro, the delightful Italian on the corner, the heavenly wine bar that makes ‘to die for’ salads, the art gallery with the exquisite menu? The door slowly opened, beads of sweat forming on my brow, I looked up ready to make my excuses… Continue reading »

Popularity: unranked [?]

Millions of us are in the grip of a ‘spendemic’ – piling up debts on credit cards and overdrafts. Locked into an endless cycle of debt, borrowing and spending, from which few of us manage to escape.

If this sounds familiar, here are some of the top reasons we get into debt:

1. Trying to Keep up With the Jolies

…or what’s been dubbed ‘The Hello Factor’- desperately trying to keep up with the whims and vagaries of show business fashion. Millions of people are being driven towards debt because they’re trying to keep up with celebrity covergirls.

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Popularity: 11% [?]